feat: rate changed 1% negative threshold #8933
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Description
Ensures there's 1% (as 100bps for the sake of making things flexible enough in case we want to make that number more granular) bps threshold to display the rate changed modal.
Issue (if applicable)
closes #8911
Risk
Low/None
Testing
Engineering
Operations
Screenshots (if applicable)
https://jam.dev/c/c80eb15a-754d-42d3-94de-e1a4a06df5a8